I don’t need a paper, there are couple of exercises that I need you to do for my finance class.

1 – How can using personal financial planning tools help you improve your financial situation?

2 – Recommend three financial goals and related activities for someone in each of the following circumstances:
a. Senior in college
b. 32-year-old computer programmer who plans to earn an MBA degree
c. Couple in their 30s with two children, ages 5 and 9
d. Divorces 42-year-old man with a 15-year-old child and a 80-year-old father who is ill

3 – Evaluate the impact of age, education, and geographic location on personal income

4 – Nancy and bILL Thompson are preparing their 2013 cash budget. Help the Thompsons reconcile the following differences, giving reasons to support your answers.
a – their only sources of income is Bill’s salary, which amounts to $5,000 a month before taxes, Nancy wants to show the $5,000 as their monthly income, whereas Bill argues that his take-home pay of $3,917 is the correct value to show.
b – Nancy wants to make a provision for fun money, an idea that Bill cannot understand. He asks, “Why do we need fun money when everything is provided for in the budget?”

5 – Determine the annual net cost of these checking accounts:
a – Monthly fee $5, check-processing fee of 25 cents, average of 19 checks written per month
b – Annual interest of 2.5% paid if balance exceeds $750, $8 monthly fee if account falls below minimum balance, average monthly balance $815, account falls below $750 during 4 months.