ASSIGNMENT 08
C07J Personal Finance
Directions: Sources must be cited in APA format. Your response should be four (4) double-spaced pages.
Format Requirements
Use the following format requirements on all submissions.
Writing Style APA (American Psychological Association)
Note: To find detailed information on APA manuscript style guidelines on the Internet, go to www.apastyle.org.
Margins 1 all sides
Paragraph The entire document should be double-spaced on standard-sized paper (8.5″ x 11″)
Headings Bold
Type Style and Size Times New Roman, 12 point
Software MS Word
Student/Assignment Information
The following information should be on the first page on the top left side of the page in the format provided below. Do not provide a cover sheet.
Student Name
Student Identification Number
Course Number and Title
Assignment Number and Title
Date of Submission
Part A:1.Describe two (2) steps you should take to evaluate and choose health care insurance options.
2.Describe one (1) consideration you should take into account when looking into the option of private health care insurance.
Part B:Describe one (1) way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth.
Part C:Before investing in mutual funds, describe two (2) other issues that you would want to address in your overall financial plan.
Grading Rubric
Please refer to the rubric on the following page for the grading criteria for this assignment.
CATEGORYExemplarySatisfactoryUnsatisfactoryUnacceptable
Part A: Health care insurance – steps (20 points)20 points 15 points 10 points 5 points
Student provides a clear, logical description of at least 2 steps you should take to evaluate and choose health care insurance options.Student provides a mostly clear, logical description of 1-2 steps you should take to evaluate and choose health care insurance options.Student provides a weak or unclear description of 1-2 steps you should take to evaluate and choose health care insurance options.Student provides a poor description of 1 step you should take to evaluate and choose health care insurance options.
Part A: Health care insurance – considerations (15 points)15 points 12 points 8 points 5 points
Student provides at least 1 clear, logical consideration you should take into account when looking into the option of private health care insurance.Student provides at least 1 mostly clear, logical consideration you should take into account when looking into the option of private health care insurance.Student provides at least 1 weak or unclear consideration you should take into account when looking into the option of private health care insurance.Student provides 1 poor consideration you should take into account when looking into the option of private health care insurance.
Part B: Investing in stocks (20 points)20 points 15 points 10 points 5 points
Student provides a clear, logical description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth.Student provides a mostly clear, logical description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth.Student provides a weak or unclear description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth.Student provides a poor description of 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth.
Part C: Mutual funds (20 points)20 points 15 points 10 points 5 points
Student provides a clear, logical description of at least 2 other issues that you would want to address in your overall financial plan before investing in mutual funds.Student provides a mostly clear, logical description of 1-2 other issues that you would want to address in your overall financial plan before investing in mutual funds.Student provides a weak or unclear description of 1-2 other issues that you would want to address in your overall financial plan before investing in mutual funds.Student provides a poor description of 1 other issue that you would want to address in your overall financial plan before investing in mutual funds.
Mechanics (15 Points)15 points 12 points 8 points 5 points
Student makes no errors in grammar or spelling that distract the reader from the content.Student makes 1-2 errors in grammar or spelling that distract the reader from the content.Student makes 3-4 errors in grammar or spelling that distract the reader from the content.Student makes more than 4 errors in grammar or spelling that distract the reader from the content.
Format (10 Points)10 points 8 points 5 points 2 points
The paper is written in proper format. All sources used for quotes and facts are credible and cited correctly.The paper is written in proper format with only 1-2 errors. All sources used for quotes and facts are credible and most are cited correctly.The paper is written in proper format with only 3-5 errors. Most sources used for quotes and facts are credible and cited correctly.The paper is not written in proper format. Many sources used for quotes and facts are less than credible (suspect) and/or are not cited correctly.
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