Please answer these two questions using risk management and insurance and provide real life examples..
1) Carnival Cruise Lines had a breakdown on the Carnival Triumph in 2013. A fire in the engine room shut down the electricity and toilets. The vessel, 3,000 passengers, and 1,000 crew members were stranded at sea for five days Once they were safely ashore, passengers told horror stories of a ship with corridors reeking of sewage, long lines for meals and people sleeping on deck to get out of the sweltering interior of the vessel. The first lawsuit was filed in a matter of days. Other lawsuits followed alleging negligence. Use Internet research to understand more details. Do you think Carnival was negligent? Whatever the answer, apply the steps to prove negligence to make your case.
2) A guest of a casino hotel was driving a cart on the golf course owned by the hotel. The cart struck another guest. He was injured and required medical treatment. The hotel shuttle took him to the hospital and then to the airport. On the way to the airport, a car crashed into the van driven by a hotel employee. Both the guest and the driver were seriously injured. Both men recovered and filed lawsuits against the casino owner. Does the casino’s commercial general liability policy cover the exposure? Explain your reasoning.
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