As a consumer of health care, what three findings were most surprising in Belk’s Hospital Financial Analysis?1.As indicated in Belk’s Hospital Financial Analysis, overbilling by insurance companies for fees of services by health care providers and hospitals is commonly practiced. How does this practice of overbilling impact consumers of health care services?2.Individuals with health insurance compared to those who pay out-of-pocket typically are billed at different rates. Using the website, http://health.costhelper.com/, choose two health services, tests, or procedures and compare the average cost for a person with insurance and without insurance.Bodenheimer and Grumbach (2012) state “Out-of-pocket payments are a regressive mode of financing” (pg. 15). Describe what is meant by regressive mode of financing and how this might contribute to the cycle of healthcare disparities.3.As indicated in the Khan Academy tutorial, Understanding your medical bill, hospital services are “bundled” together in both Medicare and private insurance hospital bills. As a nurse, what is your reaction to the idea that professional nursing services are included as part of a room charge on a hospital bill?
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