This issue continues to be central to overcoming the consequences of the crisis and to ensuring that it does not recur. Commentators are divided on the cause. Some claim it is was the policies of George W. Bush’s administration; others, the policies of the Clinton administration; others, the greed of Wall Street executives. Many point, instead, to congressional pressure on banks, during the 1990s, to give loans to people who could not afford to repay them. Still others say the crisis originated during the Carter administration, specifically in the Community Reinvestment Act of 1977.
Begin your analysis using the terms “Community Reinvestment Act,” “causes of financial crisis,” and “subprime mortgage crisis.”
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